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California is one of a few states in the U.S. that has its own official health insurance marketplace under the Patient Protection and Affordable Care Act. This marketplace is called Covered California. Quotelab is not affiliated with Covered California marketplace and Quotelab is not a health insurance company. Quotelab can, however, connect you with multiple California health insurance providers and brokers, giving you a streamlined way to compare your state’s options all in one place. These options include both marketplace plans, also known as "Obamacare," and non-government plans. By filling out a few pieces of information about yourself, we can match you to the best plan that suits your personal needs.

In order to get an Affordable Care Act (ACA) Plan, you must sign up during Open Enrollment. If you missed Open Enrollment, you can still get an ACA plan during Special Enrollment. You qualify for Special Enrollment if you, or someone in your household, recently experienced certain life events -- such as losing health coverage, changing jobs, getting married/divorced, having a child, or moving, to name a few.

Even if you are not able to enroll in an ACA Plan now, you may be able to enroll in other types of plans, such as short-term plans, medical indemnity plans and/or healthcare sharing ministry plans, which can generally be purchased at any time.


Marriage or Divorce

Loss of eligibility
for Medicaid

Death of a family member

Change in Disability status

Moved to another
country or Zip code

Loss of eligibility for CHIP

Certain changes in your income

Loss of coverage

Birth or adoption
of a child

Expiration of your COBRA benefits

Changes in your household size

The Affordable Care Act (ACA), also known as "Obamacare", has helped millions of people get health care coverage. Before the ACA, health insurance was unaffordable and unavailable for many. Now, if you meet certain qualifications, the government will help pay for your monthly premiums and out-of-pocket cost. And for those who have preexisting medical conditions, you can no longer be denied coverage under the Affordable Care Act.

Graphic of Affordable Care Act legislation

We are not the government. We are not a health insurance company. Instead, AffordableCareCalifornia.org helps you connect with multiple health insurance providers and brokers who can help you compare the different plans you are eligible for and find the one that is right for your needs.

How easy? It just takes 3 steps to find your plan:

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Step 1: Zip Code Filter

Quotelab asks for your zip code. This will help us identify plan options in your area since many insurance carriers only operate in certain states or certain parts of states.
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Step 2: Consumer information

In order to provide the best option for you, Quotelab needs certain basic health and your contact information.
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Step 3: Quotes

You will be presented options to explore, including available plans from premiere Heath Insurance Companies and others. A licensed health insurance agent may call you for more information and to ensure that you are getting the right health plan.

And if you prefer to speak with someone, please call (844) 336-0547 to speak to an agent.

Find an Affordable Plan Now!
To start comparing plans and prices, enter your zip code.

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Speak to a Health Care Agent!
(844) 336-0547
Still looking for rates? AffordableCareCalifornia.org, a licensed health insurance broker, can help you get a competitive quote.
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Want to see other companies' rates? Check out these insurers that serve your area:

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Mon-Fri: 8am-10pm EST
Sat-Sun: 9am-5pm EST TTY users 711
 Hours: 8am - 8pm
 7 days a week

QuoteLab, LLC
700 S. Flower St., Suite 640,
Los Angeles, CA 90017

AffordableCareCalifornia.org is operated by QuoteLab, LLC, which is an independent broker and is not a federal or state Marketplace website. This website is owned and operated by QuoteLab, LLC, a licensed insurance agency, NPN #19911386. Invitations for application for health insurance on QuoteLab, LLC, only where licensed and appointed. License numbers are available upon request and are provided where required by law. QuoteLab's license information can be found at https://www.quotelab.com/licenses.html.

This website does not provide information about specific Medicare plans, or enable visitors to obtain quotes, on this website. However, if you provide your information and consent, we will transfer your information to Medicare Advantage organizations and/or their third party marketing organizations (TPMOs) that may contact you to offer Medicare Advantage and/or Part D plans, and we will receive compensation for such transfer. The advertisements appearing on this website are placed by clients from which QuoteLab, LLC receives compensation, and such compensation may impact whether such advertisements appear on this website and the order in which they appear.

This site uses cookies and tech to collect data needed for our services to work including to process your requests, personalize your experience, and measure the effectiveness of content we show you, among other business purposes (Learn More). We share this data with the business partners we connect you with, who may combine it with data you provide to them or they collect from you (Learn More). To learn more about cookies and how to disable them, read our Privacy Policy.

Federal Contracting Statement: The Medicare plans represented are PDP, HMO, D-SNP, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. No Obligation to enroll.

TPMO Disclaimer: We do not offer every plan available in your area. Currently we represent [73] organizations which offer [5110] products in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Please note that these numbers provided are not specific to your area but rather represent the number of organizations and the number of products available on a national basis. We will connect you with licensed insurance agents who can provide information about the number of organizations they represent and the number of products they offer in your service area.

Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. QuoteLab, LLC is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency.

The plans represented on AffordableCareCalifornia.org are Medicare Advantage HMO, PPO and PFFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. If you are paying Medicare Part B premium, you must continue to pay it to maintain coverage.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Every year, Medicare evaluates plans based on a 5-star rating system.

Part B Premium give-back is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

Based on median Medicare Advantage benefit amounts for dental available across multiple plans and metro areas. Not all benefits available in specific plans or regions.

This information is not a complete description of benefits. Contact the plan for more information.

Limitations, copayments, and restrictions may apply.

[Benefits, premiums and/or copayments/coinsurance] may change on January 1 of each year.

Enrollment in a plan may be limited to certain times of the year unless you qualify for a special [election/enrollment] period or you are in your Medicare Initial Election Period.

Advertised Pricing:

There are several factors that impact your monthly premium; including your age, geographical location, annual income, dependents, and the type of plan you choose. Monthly premiums do not include out-of-pocket costs.

AffordableCareCalifornia.org is operated by QuoteLab, LLC, which is an independent broker and is not a federal or state insurance Marketplace or other website. It does not provide access to any federal or state marketplace or exchange. This website is owned and operated by QuoteLab, LLC, a licensed insurance agency, NPN #19911386. Invitations for application for health insurance are made through QuoteLab, LLC, only where licensed and appointed. License numbers are available upon request and are provided where required by law. QuoteLab's license information can be found at https://www.quotelab.com/licenses.html.

This website does not provide information about specific health plans, or enable visitors to obtain insurance quotes, on this website. However, if you provide your information and consent, we will transfer your information to insurance carriers and brokers that may contact you to offer Affordable Care Act (ACA) plans, short-term plans, medical indemnity plans and/or healthcare sharing ministry plans, and we will receive compensation for such transfer. The advertisements appearing on this website are placed by clients from which QuoteLab, LLC receives compensation, and such compensation may impact whether such advertisements appear on this website and the order in which they appear.

AffordableCareCalifornia.org is required to comply with all applicable federal law, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website does not provide a complete listing of, or display all data on all Qualified Health Plans being offered in your state or service area through the Marketplace website or the federal Medicare program. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at https://www.healthcare.gov.

This site uses cookies and tech to collect data needed for our services to work including to process your requests, personalize your experience, and measure the effectiveness of content we show you, among other business purposes (Learn More). We share this data with the business partners we connect you with, who may combine it with data you provide to them or they collect from you (Learn More). To learn more about cookies and how to disable them, read our Privacy Policy.

Note that even with a $0 premium Medicare Advantage plan, you'll still pay a monthly premium for Part B, and a Part D premium if your Medicare Advantage plan does not include prescription drug coverage (MA-PD).

Allowance Disclaimer: Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply.

** Members may receive a monthly or quarterly allowance in the form of a benefits prepaid card to pay for a wide range of approved groceries and utilities. Unused amounts will expire at the end of the month or quarter.

*The benefits mentioned are Special Supplemental Benefits for the Chronically Ill (SSBCI). You may qualify for SSBCI if you have a high risk for hospitalization and require intensive care coordination to manage chronic conditions such as Chronic Kidney Diseases, Chronic Lung Disorders, Cardiovascular Disorders, Chronic Heart Failure, or Diabetes. For a full list of chronic conditions or to learn more about other eligibility requirements needed to qualify for SSBCI benefits, please refer to Chapter 4 in the plan’s Evidence of Coverage.

Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

1Transportation services are issued as one-way trips and provided on an annual basis. Benefits vary by plan.